Garlinghouse Calls CLARITY Act XRP's Last Regulatory Hurdle, Urges Senate to Act Now

Garlinghouse Calls CLARITY Act XRP's Last Regulatory Hurd... Ripple's Brad Garlinghouse urges Congress to pass the CLARITY Act, calling it the final barrier blocking XRP's full institutional crypto adoption. The post Garlinghouse Calls CLARITY Act XRP's Last Regulatory Hurdle, Urges Senate to Act Now appeared first on Cryptonews. In the latest XRP news, Ripple CEO Brad Garlinghouse went public on July 22 with a direct call for Congress to advance the Digital Asset Market CLARITY Act, amplifying a message from Ripple Chief Legal Officer Stu Alderoty with a blunt verdict: "Perfect can't be the enemy of good. Let's get this done!"The push comes as the bill sits in active Senate negotiations, with seven Senate Democrats seeking stronger consumer and enforcement safeguards before any floor vote.Alderoty had framed the CLARITY Act explicitly as a consumer protection measure, pointing to its strengthened anti-money laundering requirements, expanded enforcement tools for law enforcement agencies, and new authority for state attorneys general. Garlinghouse endorsed that framing wholesale. The Clarity Act is a consumer protection bill: strong AML/KYC, real tools for law enforcement and state AGs. Leave it on the table and consumers are left twisting in the wind with the status quo with no clear standards for bad actors to exploit (again). Perfect can't be theâEUR¦- Stuart Alderoty (@s_alderoty) July 22, 2026 Ripple global co-head of public policy Lauren Belive sharpened the stakes further, warning that rejecting the bill could leave digital asset users exposed to the same structural gaps that enabled the FTX collapse.The institutional dimension is central to Ripple's advocacy calculus. Garlinghouse has repeatedly described the CLARITY Act as the final legislative barrier to XRP achieving genuine institutional crypto scale, the kind of CFTC commodity classification that would help expand institutional accessDiscover: The Best Crypto to Diversify Your PortfolioXRP News: Lummis Defends the Framework as Democrats Push BackSenator Cynthia Lummis has continued anchoring the bill's Republican defense, framing CLARITY as a framework that sharpens regulator accountability, improves market oversight, and gives compliant companies defined operating rules. Her argument is that clearer federal standards benefit both legitimate firms and the regulators tasked with policing misconduct, a position designed to draw Democratic votes by rebranding the bill as enforcement infrastructure, not industry relief.Photo: Tom Williams / CQ-Roll Call/ReutersThat argument has not yet closed the gap with Senate holdouts. With concerns centering on oversight requirements and financial consumer protections, Garlinghouse is now publicly pressuring lawmakers to resolve.Discover: The Best Token PresalesFinancial Giants and Tech Firms Expand the CoalitionSupport for the CLARITY Act has moved well beyond the native crypto regulation constituency. Fidelity has pushed directly for Senate action, citing institutional participation trends that make regulatory certainty urgent.Goldman Sachs's chief executive has expressed support for a defined digital asset framework. Stand With Crypto is running a coordinated grassroots campaign to translate user sentiment into congressional contact.More than 200 organizations have joined the formal call for progress on the legislation, with over 1,200 technology firms separately backing a federal crypto framework. Xrp (XRP)24h7d30d1yAll timeThe breadth of that coalition is the strongest structural argument Ripple has: when Wall Street incumbents and Silicon Valley supply chains are aligned on the same bill, Senate moderates face real political cost in holding out on procedural grounds alone.For XRP specifically, the stakes are concrete. Institutional friction around Ripple's RLUSD and the broader XRP ecosystem has persisted precisely because statutory classification remains unresolved. Clearer regulatory standards under the CLARITY Act would remove that ambiguity, unlocking access to capital pools that currently treat regulatory gray-area assets as off-limits.Don't Miss Out on Our $1,000 USDT Airdrop on ByBitThe post Garlinghouse Calls CLARITY Act XRP's Last Regulatory Hurdle, Urges Senate to Act Now appeared first on Market Context The cryptocurrency market remains highly dynamic, with digital assets experiencing significant price movements driven by institutional adoption, regulatory developments, and technological innovations. Investors should consider both the potential rewards and risks associated with crypto investments.